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Interior Design

It's Your First Time... 

The question I get asked the most by people that want to buy their first property is "where do I start?". Most times, i'll answer their question with another question "where are you at?". There's no right or wrong way to start your journey, but there is an easy way.


To begin the process of buying your first house, you'll want to consider 3 things.The first is your credit, then your budget, then your wants and needs. 

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Kitchen with Marble Island

why use a 


To be a REALTOR®, an agent must be a member of The Canadian Real Estate Association (CREA). This means agents are duty bound to do their absolute best and follow a code. The code is the accepted standard of conduct for all real estate practitioners who are REALTORS®. It’s our guarantee of professional conduct and quality service. Read more at

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  • The Home Buyers’ Plan (HBP). This federal program through the Canadian Revenue Agency lets you withdraw up to $35,000 tax-free from your registered retirement savings plan (RRSP) as a loan to build or buy your first home. 

  • GST/HST new housing rebate. Targeted specifically at Canadians  buying a new construction property, the GST/HST new housing rebate allows you to recoup some of your tax expenses.

  • The Home Buyers’ Tax Credit (HBTC). If you’re a first-time home buyer with a qualifying home you could receive up to $5,000 of the purchase from the Home Buyers’ Tax Credit (HBTC). 

  • Land Transfer Tax Rebates. Land transfer taxes are paid when the transaction closes, and are based on the purchase price. In British Columbia, buyers can receive $8,000 in rebates, earning the full amount up to a $500,000 maximum purchase price. Between $500,001 and $524,999, only a partial rebate is given, and there is no rebate for prices above $525,000. 

Living Room with Plants
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